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Old 02-26-2019 | 09:03 PM
  #39  
ShyGuy
Gets Weekends Off
 
Joined: Dec 2005
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Originally Posted by Burton78
I don't know, just thousands of dollars worth of Ultimate Rewards points earned every year just for using the card to pay for things I would have spent money on either way. The card more than pays for itself.


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But what's that math work out to? Earning points, well it seems like you get 1 pt on the "everything else" category, 3% on travel type. As opposed to some other cards out there like the one that's just 2% cash with no annual fee. So how does it even compare, considering you first have to 'pay' the $150 annual fee remaining before winning over a cash back 2% card?


I plugged in my values, I still don't see how it's worth it over a 1.5-2% cash back with no annual fee:

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