Meh. Who said it was my only card? Anyway, suit yourself. It's not my job to convince you that what works well for me will work for you. I find value in it and if you don't think it works for you, that's fine. All I'm saying is if you travel a lot, then throw in traveling with family, spend a lot on hotels and restaurants and other travel expenses (especially as a commuter), the 150 you're crowing about is chump change in what you get in return.