I'm not sure how what the fa's are doing with the trips can be considered fraud. It doesn't sound like it's even against the contract. Not sure how they can enforce this in any way. What's the difference, really, than what we do here? Hey, I'll do a mutual PDO for your senior (higher paying) trip. Money is sometimes exchanged if people don't want to do PDO's. If you give me your trip this month, I'll give you a few in the future. What's the difference?