FSI is about the most expensive outfit going. They got you at the premium. 18 Months is not bad though. Masters degree is not worth the time, even if it's free, if you're going to stay in the cockpit. I got one during my military leave while I was working in the "five-sided in-box" (i.e., Pentagon). It hasn't caused the phone to ring during my recent job search.
Did you get my PM on ACA lounge?