Originally Posted by 360KIAS

Being off when the SHTF is the biggest issue. On RSV, first couple of years, you're going to mostly be working weekends already when the biggest premium pay days are.

RSV credits 75 a month, line is 70, but often scheduled around 80. So to get to 120, you only need about 3 days of premium pay. When on RSV, any premium picked up goes on top of the 75 guarantee, even if you're only crediting say 60 that month.