It may actually be a better deal for usaa brokerage users as their investment world just got bigger. But, if people aren’t paying attention their yield just went down so they may want to look at the new options available via Schwab. Also, can’t ignore the fact that this is a shift in the underlying mission of USAA from what they once were to the direction they’re going. I use them for checking and as long as they keep reimbursing my non USAA ATM fees I’m ok with that. Insurance, savings and investing can be gotten at much more reasonable rates elsewhere.