Being a new F.O on reserve far away from home sucks,your sign bonus will go away quickly.No funny that you have to pay for hotel/crash pad while sitting on reserve.Despite no chances to pickup extra time in your days off. You will ended up flying about +500 a year hoping upgrade to CA in 2 years.Holding a line is a different story. You can make changes in your schedule that will fit in your budget.Seniority is all about it.