Originally Posted by OscartheGrouch

CPT,

That attitude is pathetic! Who do you think pays for LTD fraud? I have a long time "friend" who tried what you suggest and fortunately for him he didn't fool anyone. I say fortunately because he had many people watching him and he would'nt have been able to "just cash the check." If your suggestion was not meant to imply fraud please accept my apology in advance. Otherwise, please explain what you were implying.

If you are able to get a "waiver or anything else" it is the right thing to do. Cashing the check and doing something on the side when a waiver is possible is FRAUD! I am amazed and frankly can't believe what we are teaching our children about what is right and wrong.