Originally Posted by
SimMonkey
There may be an opportunity to save some big bucks in the near future through a refinance. Pay attention.
We've been doing a ton of refi's. Best deals are on VA loans because of the streamline IRRRL and low government rates. Refi closing costs vary state to state, but IN, IL, MS, WA, KY, NC, CA, SC, and AL are some of the super cheap ones. We've been able to pay all the closing costs and still lower guys down to the 3.125-3.375% range on a 30yr depending on the state. Worth exploring if you're about 3.875% or higher.
Conventional loan refi's are something to consider if you're in the high 4% range. Rates are in the 3.625-3.75% range for 30yrs and 3.125 for 15yrs with no points.
Let us know if you want to explore it. We can do a quick check of the numbers without any big paperwork exercise or credit pull on your part. Just need a little info and if you like the numbers we'll do the paperwork and if not no harm or foul. Just gives you piece of mind that you're already sitting good where you're at if the numbers don't make sense.
All we need is for you to e-mail Jon at
[email protected] with the:
Property address
Type of loan on it (VA, Conventional, FHA, etc)
For VAs - if you have VA disability or not
Current rate
Amount currently owed
Estimated credit score
Let me know if you have questions.
Marty
Owner, Trident Home Loans
[email protected]
850-346-0250