Originally Posted by
coder
Where are you getting $6k max out of pocket on a high deductible HSA? Oh, you're looking at only single rates again.
Most HSA plans I've shopped in the past for my other business has the deductible set at $8k, with Max OOP at $12k for a family of 5. And no Tylenol out of that HSA money - that's a Flex account. Want to drop premium + deductible $12k EVERY YEAR before insurance covers anything - where a ER visit is at full price until then? And save me your "HSA interest rate" BS. Sub 2%, and going down. I saved $20k+ a year in health insurance costs alone on coming here based on our current plan, so arguing for a reduction in locked insurance value (which is the highest rising family cost the last 20 years running) in return for a small hourly rate will get a giant NO from me. If you want an increase in your take home - fight for Live Flica, our Rigs, and a better schedule utilization. Total compensation and payroll value is much more than an hourly rate. Trading a set value in insurance for a guaranteed hourly rate, when insurance is as volatile cost as there is, seems a fools folly to me.
+1
Also please remember that you read the CBA when you decided to come to AWAC. That insurance is very important collectively to the group. It is callus almost beyond belief to throw that whole collective effort under the bus by saying that giving it up isn’t a concession because it doesn’t cost you anything.
Pre mid/late-00s almost every self respecting major company had decent insurance. AWAC pilots were able to get very good insurance. That it now looks great is more a testament to how far most insurance has fallen in corporate cost restraining/benefit cuts than anything else.
This is a line that needs to be held. There are plenty of other airlines that offer marginally better hourly rates and significantly substandard insurance. That may be a better option for you. Please consider instead of trashing the collective decisions and efforts of the AWAC pilot group.