Originally Posted by O2pilot

United doesn’t have “matching”.

The company puts in an additional 16% on top of pilot earnings. So if a pilot earns $200k in a year, they put in an addition $32k into the pilots 401k. The pilot can also put in an additional $19k ($25k if 50+).

Both of those are called “The B Fund” although its actually just a 401k.

We also have an RHA, which is a Retiree Health Account. IT can be used for any health related expense after retirement. The company puts in $1 for every hour we fly. They also put in an additional 16% of our income once we max our 401k.

Many of us also have a frozen A plan, or a PBGC payment from terminated pensions.