Originally Posted by
spaaks
what is the income level where one needs the RHA to capture the company money if they do as y'all have said and max out 401k early, get max company B fund contribution? i.e. at what income level/years of service are you leaving company money on the table if you max out everything?
You are never leaving company money on the table. The 16% must be paid out. Once the 403b limit is reached ($56k, $62k at 50), the 16% goes to RHA. Any income level can max out the 401k/B plan early, but higher income levels can obviously max out the 403b earlier, but all income levels can max it out by mid year if they can put 100% of UAL pay into it.