Originally Posted by
spaaks
Originally Posted by
APC225
...after pretax 401k limit is reached, do the rest post tax and convert it to Roth for no taxable 70 1/2 RMD requirement.
english please
Roth accounts don’t require Required Minimum Distribution (RMD) at 70 1/2, which is a taxable event. Post tax contributions can be rolled into a Roth account, bypassing the usual Roth contribution limits, also known as a "backdoor Roth."