Pft
Who's to say where the line of acceptability is between paying for your ratings and paying for your job? Isn't a training contract paying for your job? What about the low wages of being a regional FO it too seems like paying for your job.
In the end we all pay dearly for the career. Some pay with wasted years of their lives others pay in cash. I would highly advise paying in cash. In the long run it is much cheaper.
SKyHigh