Originally Posted by Retractable

Option 1, they certainly are.

A child birth will cost you $150 for mom and $150 for the baby. That’s the only special scenario.

Otherwise... hip replacement... $150. Hernia repair... $150. Mastectomy... $150. Broken leg repair... $150.

If you go out of network, that’s a choice and it may come with different financial realities.

$20 office visits.

It’s great insurance.