One issue that has not been mentioned about the company paid health insurance is the fact that more claims have been denied when NetJets changed health insurance administrators last year. NetJets now uses Quantam Health UMR to administer NetJets health insurance and will be using them for 2020 as well. Another issue is that in-network providers have decreased too thereby increasing the out-of-network costs to the employees. This is a definite reduction in benefits. An the union is encouraging the pilots to switch to Option 2 which increases the costs to the pilots. Option 2 allows pilots to use providers out-of-network with higher deductibles.

This issue continues to be a major problem that it was part of the survey that NJASAP had in its recent survey to the pilots.

In comparison to the majors, NetJets health insurance may be a better deal, however, it is slowly declining to how it was in the past. Most likely due to the fact that the pilots dependents use this benefit which results in higher costs to NetJets. And as more pilots age and go out on medical the costs will continue to rise and NetJets will continue to push the health administrators to deny medical claims.