Originally Posted by
waldo135
Not exactly true. Your numbers assume the value of the 401k stays stagnant. The government has a mandatory withdrawal plan starting at 70 years old (I think) that complicates your numbers.
You are required to withdraw so IRS can tax you. You can also put the money back into retirment accounts. So it does impact how long the money lasts, but it is not a loss of the RMD....just the taxes on it.