Originally Posted by
Omniscient
Is that what they tell you at PSA “own occupation” is? Not even accurate to what “own occupation” LTD is.
Most LTD plans do not consider you disabled if you can find other work, even working at McDonalds. Own Occupation protects you if you lose your medical, and you can’t fly, you are then considered disabled. Doesn’t matter if you can flip burgers at McDonalds
Own occupation means the essential functions the Pilot regularly performs that provide the Pilot's primary source of income at the time of disability.
The definition for true own-occupation found
here is more in line with what I thought you all got in the contract. It sounds like you got what the link calls "Transitional" own-occupation.
But hey, it's better than my regional
