You had to eat **** for 8-10 years in the military or regionals or both and if you don't want to retire until 80 I don't blame you. Why would you retire now when earning are good. The US has never been more than 10 years without a market correction. Why would you retire then watch your 401k plummet with the stock market in a couple years. Sock away that extra dough and put it in the bottom of the market.

Oh yeah and Iran is shooting ballistic missiles at Americans. So get ready for price of oil to shoot up.