Totally appreciate this heads up(no sarcasm, as is usual with me)....this is really good info.

BTW, if you get a colonoscopy(preventative, 100% covered)...they will root around until they can excise a polyp. Make sure when you get another one (3-5 years later) it's not gonna be billed/coded as diagnostic/retreatment/cancer removal etc....it should still be billed as preventative....therefor 100% covered