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Old 01-16-2020, 05:43 AM
  #26  
Buck Rogers
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Joined APC: Apr 2018
Posts: 3,191
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Creative Accounting?

Any thoughts about ways to "benefit" me vice the government regarding taxes going into retirement?. One thing I was thinking was, delay taking PBGC benefit for a full calendar year as well as delaying taking SS for that same year. Both of those payouts go up in subsequent years,....but more importantly....my tax rate would be 0% for that calendar year. Then do some sorta roth conversion on some monies and probably(hopefully) pay a lot less taxes to do that due to the 0% tax bracket to start ( before the taxable money that is getting converted)

Thoughts....will talk to a retirement guy but just trying to think through some things prior to wasting my/his time
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