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Old 01-19-2020, 02:50 PM
  #34  
gollum
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Joined APC: Mar 2013
Posts: 384
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Originally Posted by ackeight View Post
You must have a special plan that allows Roth contributions above 19.5. We can’t. You can convert your non Roth, but pay the taxes out of your own bank account.
I didn't say it was Roth that allowed contributions above 19.5. There is a difference between a Roth 401K and Traditional 401K that allows after-tax contributions. The later, in most cases is a normal 401K but once you hit 19,500, you can continue to make after-tax contributions.

Look-up Backdoor 401k Roth.

https://www.betterment.com/resources...01k-after-tax/
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