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Old 01-20-2020, 05:24 PM
  #43  
DWC CAP10 USAF
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Joined APC: Apr 2016
Position: Looking left
Posts: 3,262
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I guess a better way to ask is this: does it makes sense for a person(new hire to year 3'ish) who is not reaching the $19.5k employee limit and/or not maxing out the $6k IRA contributions to be doing either a back door coversion or a mega back door, or generally speaking should one first hit those metrics before worrying about the back door strategies (so to speak)?
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