Originally Posted by
FangsF15
Simple fix. Have an “out” clause if ever the Govt takes over healthcare (God help us if they do).
I think what would be the result of "retiree healthcare" isn't an actual health plan but more like a fund (HSA style) to be used for medical expenses. That seems to be a unifyng issue across all demgraphics and would still be viable regardless of what happens in the legislature. Even "medicare for all" (which won't happen because it = almost instant BK, especially with open borders) everyone will still have some health care expenses now or in the future. Same for Tricare. Even in countries with socialized medicine, private plans are rampant and highly desireable if one can afford them (largely because socialized medicine sucks).
So irrespective of age, Tricare status and government based variables, giving all of us health care funds to use as we need in the future seems to be a walk off home run win for all. Throw in long term care funds and it becomes a walk off grand slam. Yet instead we're out there chasing waterfalls with something no one even knows what it is yet (and may not until its TA'd) that's being sold as voluntary yet can't be unless massive variables beyond our control change, that's also being sold as guaranteed for life no matter what when it can't be, all for the privlidge of guaranteed sub par returns and high fees in the meantime.