Originally Posted by
jumppilot
On a side note, since you’re a retirement expert, can you roll over post-tax money to an IRA? You can access an IRA regardless of employment status. May be a good strategy to prepare for the age change.
I've converted almost everything into Roth - both IRA and 401k. That's due to two military retirements that we'll receive until we die so we don't want RMDs (and we won't be in a much lower tax bracket). I'll have to convert the Roth 401k to a Roth IRA after retirement to prevent having to take RMDs from that money.