Just as a follow-up to this issue, I saw the dermatologist a week ago for an annual exam and asked them to code it that way. I got the bill and it simply said it was an "office visit". After calling the clinic's billing office and getting no help, in fact, getting told that an annual exam wasn't a thing and that they had no codes for it, I called the insurance company(UHC). The lady I spoke with was very helpful and simply took care of it right away. I guess since it's a new benefit, Delta has told UHC to pay for the exam but you'll probably have to call UHC to get it done. Until the dermatologists have the appropriate codes, we'll likely have to make this extra call. Clunky but effective.