Don't take out a huge loan until you've passed the PPL checkride, and maybe even the Instrument checkride. More than a few pilots have made that mistake, incurred a lot of debt, then found out they didn't have the aptitude to be a pilot.
The military option is a good idea, with an AA degree you might get selected for Warrant Officer Flight Training (Helicopter) however a brief Google search didn't turn up any aviation units in South Florida, perhaps someone here can help. The search did turn up jobs like ATC equipment repair which would give you a good backup career to flying. Some of these are in West Palm Beach, others scattered around requiring more of a drive.
https://nationalguard.com/select-your-state/FL
https://jobs.nationalguard.com/ngb/b...=search&page=1