for some reason I thought you said you weren’t doing premium. This makes more sense. I also think this is largely base dependent. I think the question was originally posed what could a year two guy get and I don’t think the days off and credit combos you are citing are even close to average for that situation. (Just my guess) Also are you counting days, where you come in the day before and/or leave the day after, a day off? (Think you said you were a commuter)