last year it was $45 a check if you qualified for max buy up. Every year it’s adjusted based on new premium rates and your last W2. You only pay for what you can qualify for.

point to remember is you should sign up for max buy up when you get hired eventhough you won’t qualify for it. Your premium will be one cent I think but it’s important to sign up as a new hire because you can do it without an evidence of insurability or a physical. If you wait you’ll need to do it and they’ll find every reason to deny you.

you’re medical is so fragile. This is the most valuable insurance you can buy. Get it!