This is insanity. Even $60k makes me cringe. You could buy a mid time PA-28 for $25, spend $13.5 for an Aspen E5 and TruTrak installed price, pay a CFI-I $40/hr cash money to pull you through your PPL, IFR, and COM. $45/hr fuel plus $10/hr reserve plus $23/hr fixed costs x 250 hours = $19,500 plus 60hrs of instruction = $21,900 plus acquisition and upgrade cost of the plane.

If you don’t have the $25-30k to buy PA-28 and the $13.5k to upgrade the panel then you could finance it. Note that your plane will have excellent resale value with your Aspen panel with TruTrak.