$40 is $40. Especially when you guarantee 50+ hours with them. It’s your plane. I know it is regional but the pricing around me is $40-50/hr. I’m not talking about going through a local flight school. I’m referring to hiring an independent instructor and paying them cash money (or PayPal etc). It may or may not cost a dime to add the instructor to the insurance policy so they won’t be subrogated. Sure didn’t cost me a dime.