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Old 02-27-2020 | 05:35 PM
  #126  
BLOB
Gets Weekends Off
 
Joined: May 2018
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Originally Posted by Reese
Dude, terrible way to look at a stock market correction. Guess what, I feel GREAT about it. Just like in 2009, buying opportunity and the market is up CRAZY in the 10 years since, BEATING inflation.

id take 16% b fund cash over cap any day vice an A plan. And I’m at Fedex.

our A plan is down 17.2% over the last 10 years(inflation eating away at value)
the stock market after today is STILL up 167% over the same time period.

assuming an 80/20 portfolio, that’s ~134% gain, 13% annual gain, vs our A plan’s NEGATIVE 1.7% return.

as long as you didn’t freak out and sell low, your account regained its value in less than 3 years (and more if you kept investing)
Yes the A plan is diminishing over time, but a 7% increase in B fund won’t equal the value of our current A fund for quite some time.
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