Originally Posted by
2StgTurbine
If you are within 10 years of retirement, your money should not be in the market.
It should not be in higher-volatility investments. The closer you get, the more should be in less-volatile vehicles.
But even on retirement day, there's a large part of your investment which won't be needed for another 10+ years... that part can be more volatile.
Depends on how much income you expect to derive from interest/dividends vs. draw-down of principle.