Where are you coming up with 4%? You do understand that most people who are actually tested are showing symptoms severe enough to warrant getting tested right? At first, only people with the most severe symptoms were getting tested. As the tests have become more widely available, more and more people, even those with mild symptoms are getting tested and the fatality rate (of those who test positive) is falling. The risk of the pandemic must be weighed against the risk of spiraling into a deep depression. Those types of cataclysmic economic events have historically led to tyranny, famine, and war.