So based on the first scenario, if a doctor says you need to quarantine, say for a pre existing condition that could be impacted by Covid 19, you should be pay protected....however, in the MOU for VIL it addressed taking a personal LOA if you have a concern over Covid 19 and any direct threats to you or your family. Per the MOU, the personal loa would be awarded, but you would lose pay. Seems contradicting