On a boating forum where you’d think everyone is wealthy and wouldn’t qualify for a stimulus check bc they all own quarter million dollar boats, they have a thread about what they are spending their stimulus checks on.

So they make small enough money to get a check yet own a quarter million dollar bot financed over 20 years and are already buying new crap online with their stimulus. Precisely what that money was for but not the best personal finance decision. Maybe one or two people said they would put it toward bills or credit cards. YOLO!

I have confidence in the financial irresponsibility or most Americans. Wages haven’t risen much in 20 years and people just have accepted that it’s the new normal and are stuck in their position in life. If you can’t get ahead even when you try just slap it on credit and die happy and in debt.

Just like Walmart- Spirit preys on the low income and keeps them in debt under the tag line of value while getting rich in the process. Seems to be a winning proposition.