Loon,
I think people's outlook and financial preparedness decides if they are in the concession or max pay group. I'm very hesitant to do any favors for mr Kelly, as he will not return the favor if/when this is over and we are taking truckloads of cash to the bank.
I would consider a temporary concession in exchange for equity, if it kept people on property. If demand doesn't come back fast though, we are all hosed.