To answer your question, you are not ready. You most likely will not be able to get on at even the shisty companies with such low times now that hiring has slowed. You don't want to be at companies that will hire you with such low times anyway. You wouldn't be respected with times like that by most. CFI, get your time, get some invaluable experience, and then put in your resume at the good guys (Expressjet, Republic, Skywest, etc...). The regionals and majors both will be hiring for quite some time now, especially with the age 65 rule. But seriously man, you've got aways to go on your time. Try to get up to AT LEAST 600/100. That could get you on with XJT. Or at least get your multi time up to 50. Do it by instructing. By instructing, you will build time incredibly fast. Not to metnion you will gain more knowledge and experience than you realize. You've got time buddy.