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If you pretend you cant pay your credit cards they put you on their credit counseling. Knocked my interest from low 20% to 6%. Plus if you have any late fees or other bogus charges they clear those as well. But you have to make the effort and confront them.Originally Posted by mcartier713
lol no, it's a line of credit from Bank of America through AOPA. I'm only 21 (734 credit score tho ), i only make $500/month, and my dad refuses to co-sign. so that equals 18.99%.