Originally Posted by
mcartier713
lol no, it's a line of credit from Bank of America through AOPA. I'm only 21 (734 credit score tho

), i only make $500/month, and my dad refuses to co-sign. so that equals 18.99%.
If you pretend you cant pay your credit cards they put you on their credit counseling. Knocked my interest from low 20% to 6%. Plus if you have any late fees or other bogus charges they clear those as well. But you have to make the effort and confront them.