You know one thing that eats at my brain is this - while we all want to get into the game as early as possible (being getting to a regional, major, or whatever) because seniority is everything right? but when you think about it - suppose you do get that regional job at 22, and the major job at 28 - you still have 35+ years doing the same thing? I NEVER want to be that old fart complaining about his life in the left seat, if I make it in this career that long - GREAT! I hope I still love it, but education will still open up MANY other options as well, be it other businesses, side jobs, a fallback plan, etc. It may not always seem like education reaps many rewards but many are intangible too. There is more to life than getting to the left seat as fast as possible. That gulfstream rep is a tool.