Originally Posted by 2StgTurbine

It's not dual income... it's median household income. I actually lived in Cincinnati and my rent for a 1 bedroom was $800. It was in one of the less desirable areas too.

And do you know what that leaves for savings? $900 a month. That has to cover retirement, medical costs, and an emergency savings fund. So, just to save up for a standard 6 months savings would take 24 months. That's 24 moths where you better hope that nothing goes wrong such as your car breaking.