The big elephant in the room is Amazon. They no doubt put pressure on Atlas’s management and drove them to hire anybody who could fill the seats. I am so surprised that the NTSB didn’t find any corporate fault here.
Yes the Captain is at fault but the First Officer panicked and put that plane in an unrecoverable situation very quickly.
It is a sad situation for everyone involved. Worse, the NTSB is banging hard about why they need cameras in the cockpits. I’m sorry but my family and friends as well as strangers will never see my demise via a camera in the cockpit. It will be INOP or obscured.