The UPS Flat Dollar plan is a true Defined Benefit Plan where the amount is guaranteed. It’s not subject to stock market/bond market risk. It’s not variable. It merely determines the guaranteed benefit in an alternative manner.

Keep our Defined Benefit guaranteed

Keep High 5 FAE formula

Sure - tweak the cap, tweak the YOS beyond 25, if we can

The company is willing to give more B fund (defined contribution) because they don’t want more investment risk (...and neither should we)

Keep (improve/tweak) our True Defined Benefit A Fund....and take more B Fund (....with “cash over cap” if we can get it)