And they continue to talk circles around themselves just to trash "new ideas". All of the sudden they are Flat Dollar formula fans because hey, someone else has one so it must mean its good. Yet the other plan ALPA is looking into is garbage. I have to laugh at this long diatribe about what if the market does this or does that then the new A plan would tank. Well that's been addressed on the education material. What do they think our current A plan is invested in? Its funny because the modeling showed numerous market conditions and starting points modeled. They talked about how the new A plan would have give floor protections. Literally every negative point I have seen posted has been addressed in either the information that came out in 2017/2018 or the most recent stuff over the last month.