Which benchmark was used in the modeler for equities?
Which benchmark was used in the modeler for bonds?
What asset allocation was used in the modeler?
What are the current third party 10-year forecasts (i.e Vanguard, Fidelity, Schwab, Morningstar, etc) for both equities and bonds?
What annual pay increase was used?
What annual increase in the IRS 401(K) Earnings Cap was used?
What hurdle rate was used?
What (if any) "cap" was used on the funds annual return? (....."excess" returns above this cap would NOT be used to increase a retirees benefit, rather they would be held in reserve to create a stabilization fund)
How many pilots understand how the assumptions above affect their actual future payout in the Variable Benefit Plan?
How sensitive are the modeler results to variations in the estimated parameters?
In Unity,
DLax