What are you not dead wrong about? ATP loans? Once again..irrelevant and none of your business..but I paid off my college loans a decade ago..While I’m guessing you were still going potty in your diapers. Where is it you think this fictional flying that is causing JO to bluff is coming from exactly? Have you noticed people haven’t been approved for VLOA next month yet when it’s been approved on the 10th every other month..maybe because...they may not be here? All part of the elaborate bluff? You have a lot to learn about life. You have literally offered nothing valuable here. People are getting sick of your immaturity as well. Don’t you have a box to throw somewhere?