I have to meet with my financial guy soon and I usually have a few questions before we get started.

if I have 15 years to go what was the net effect or HIT on my B fund as a result of the pandemic relief LOA?

I have heard a few questions from the senior 2 thirds asking similar things. pilots with 10 years to go, etc.

Was there any consideration to the top two thirds as to how hard their B fund was hit? How does ALPA plan to make it up?

Isn't there IRS limits to be concerned with here?

When you really look at reductions to the top two thirds of the pilot group's B fund it may really start to gnaw at you as far as the net effect.

Curious as to know about the intrinsic value of a dollar invested, the time value of money, and the top two thirds strategy now as retirement gets closer for them with reduced input into their B funds. Did the negotating committee consider this?

It's really an issue of A: personal retirement strategy, B: UAL MEC retirement strategy , and C: How do we fix it?, and D: Government regulations or restrictions...

The only thing I can really tell my retirement guy is I will work as hard as I can to make up the short fall. Not sure really.