"Military pilots have relatively few flight hours and they fly nukes around"

Apples and Oranges. I had a chat about this with my last F/O, who was ex-F15 and instructed in the AF. He says 3 million to select and train an AF pilot to fly around in the right seat of a tanker. Military selects and trains to a much higher standard.

"the FO only really needs to be able to fly the plane and thats what the training teaches"

I expect more than that out of an F/O. Once you get in the left seat, you'll see what I mean....