Black lists are starting at other airlines with guys on the street for dudes picking up OT. Not saying that’s happening here, but be careful. That’s how UPS got all their pilots recalled a few years back, no one picked up OT and furloughs were recalled very quickly.

If you peer into history as well, it’s extremely frowned upon to pickup OT with guys on the street for those new to the industry.

Also Dave Ramsey is a great podcast for those that need help with their finances and not spending beyond their means..