Originally Posted by baseball

That's very true. Dave Ramsey's stuff is what we try to follow.

The lost decade has made it tough to capture funds. The poor contracts of the early 90's has also had a negative effect.

I have been saving aggressively. However, the costs of childrens education has out-paced what I could reasonably plan for. The irony is we waited a long time to have kids because we couldn't afford them while flying in the commuters. I was just getting to the point where I could afford their educations.

I am sure everyone has their financial challenges. But, living like no one else is something that is still a lofty goal. I drive a used car, so does my wife, and i have a modest home. still the first wife. 10 years to retirement, and only half way to that goal. Interesting, a 30 year career has only gotten me half way to my retirement goals.....